Payments & Milestones

Monitor gateway status, platform fees, and provider-held milestone states.

verified_user

Swadakta does not hold funds.

Payment providers process or hold client money until milestone completion. Swadakta records evidence, status, and fees. Swadakta earns the disclosed service fee.

router Gateway Routing Status

stripe

Active

Volume (24h)

$42,500

Provider Fee

2.9% + 30¢

paystack

Active

Volume (24h)

₦12.4M

Provider Fee

1.5% + ₦100

M-PESA

Active

Volume (24h)

KES 840K

Provider Fee

Tiered

pie_chart Fee Distribution Structure

View Policy

Provider Fee

~2.5%

Varies by gateway

Platform Fee

1.5%

Fixed ecosystem trust fee

Worker Payout

96.0%

Released upon milestone

timeline Milestone Provider-Held States

lock

State: Held at Provider

Funds are handled by the selected payment provider. Swadakta records status and evidence; it does not take custody of client money.

hourglass_empty

State: Client Verification

Worker submitted milestone. Awaiting client approval via the Swadakta dashboard.

check_circle

State: Disbursed

API trigger sent to provider. Funds routed directly to worker's connected bank account.

info

Cross-Border Operations: In regions where primary gateways are restricted, manual disbursements are processed via regulated fallback provider to ensure worker liquidity. See payment boundaries.